Terms of service

No Guarantee Disclaimer

Luxury Credit does not guarantee the deletion of negative items or specific credit score improvements. All services are performed in accordance with applicable consumer protection laws.

Right to Dispute for Free

You have the right to dispute inaccurate information on your credit report on your own at no cost by contacting the credit bureaus directly.

FCRA Compliance Disclaimer

Our services are designed to assist clients in exercising their rights under the Fair Credit Reporting Act (FCRA). We only dispute information that clients identify as inaccurate, incomplete, or unverifiable.

Payment & Refund Disclaimer

All sales are final. Refunds are not issued once services have been rendered. In cases where no deletions or updates occur within the service period, a review may be conducted at our discretion.